Selected as a World Economic Forum Young Global Leader, Michael has a PhD in Banking Supervision. He started his career with Deutsche Bank in Hamburg and Frankfurt and then moved on to Rand Merchant Bank, which catapulted him to the head of Origin Bank, a merchant bank for individuals. Michael's next move was to FNB HomeLoans as chief executive, where he played a pivotal role in the R400-million profit turnaround of HomeLoans. He was then appointed chief executive of eBucks.com, where he established FNB's internet and rewards business and in two years grew the business from zero to 500 000 customers.In 2004 Michael as appointed chief executive for the Customer Solutions Division � the FNB unit contributed more than R2-billion in pre-tax profits to First Rand. His s ccession of victories in the banking sector led to his appointment as chief executive of First National Bank.
Lunch spot: Hook, Line & Sinker, Pringle Bay Ritrovo Restaurant, Pretoria